Habitat is a hand up, not a hand out. Each homeowner family is required to invest " sweat equity" hours into the construction of theirhome. This reduces the cost of the house, increases the pride of ownership among family members, and fosters the developmnet of positive relationships with other persons.

Families apply and a family selection committee selects homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the no - interest mortgage loan.

Every affiliate follows a non-discriminatory policy of family selection. Neither race nor religionis a factor in choosing the families who receive Habitat homes.

Jefferson County Habitat for Humanity generally holds an orientation meeting once per year for families who are interested in partnering with Habitat fo Humanity to build their home. APPLICATIONS ARE NOT ACCEPTED AT ANY OTHER TIME.

Individuals interested in a Habitat fo Humanity home should be aware that it is a long term partnership and take the time to put in sweat equity and move into a home.